Non-QM/Portfolio (Full In-House Underwritten Product Line)

• Asset Depletion; Ability To Repay; Bank Statements (Business and personal);  One-Month Bank statement; Non-Warrantable Condos; No-Doc Investor, Debt-Service Ratio Investors; Foreign National 2nd Home;  ITIN;  Condotels; Jumbo with 1 year income; Jumbo with 50% DTI; Jumbo to 580 FICO;  Jumbo 2nd homes; Tier 1 through Tier 3 recent credit event, and more…
• Additional:  Investors: 100% gift funds; no reserves; no income/no assets for experienced investors; no limit on number of financed properties; close in LLC or corporation; approval based on property cash flow; foreign nationals; fix and flip; cross collateralization; up to 90% loan to value loan to value;  work Visa/EXPAT; delayed financing; 1-day out of foreclosure or BK7 to 95 LTV; no active trade lines with housing history; Foreign nationals with no ITIN or US credit required; Interest Only options;
• Plenty of additional wholesale broker options for products that we don’t underwrite in house.