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1. Property value($):	2. Loan amount($):		Loan-to-value ratio (LTV)=
CONSIDERATION		Option 1	Option 2	Option 3
. -----------> Enter Loan Amount ($)
3. -----------> Enter Interest Rate (%)
4. -----------> Enter Term (mths)
5. Mortgage Payment ($):
6. Hazard Insurance ($)
7. Property Tax (%)
8. MI (Mortgage Insurance) ($)
9. HOA ($)
10. Total Housing Expenses ($)
11. * All all other monthly debt payments:
12. Total family's debt expenese:
13. Qualified Debt Ratio:
13. Qualified Monthly Gross Income:
NOTE: This program is designed for loan estimations-- the default figures are estimated sample. Your estimated numbers may be different based on state, loan programs, lenders and your qualification, etc. However; this estimation cannot be used for any legal purpose. Please talk to your loan expert for accuracy.